College of Lore Bard

Name	College of Lore Bard Features
Bonus Proficiencies	When you join the College of Lore at 3rd level, you gain proficiency with three skills of your choice.
Cutting Words	As a reaction when a creature within 60 feet makes an attack roll, ability check, or damage roll, you can expend a use of Bardic Inspiration to roll the die and subtract the result from the creature's roll. You can use this feature after the roll is made but before the DM determines the outcome. The creature is immune if it can't hear you or is immune to being charmed.
Additional Magical Secrets	At 6th level, you learn two spells of your choice from any class. The spells must be of a level you can cast or cantrips. These spells count as bard spells but don’t count against the number of spells you know.
Peerless Skill	At 14th level, when you make an ability check, you can expend a use of Bardic Inspiration to roll the die and add the result to your check. You can choose to do this after rolling but before the DM tells you whether you succeed or fail.